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FAQs

Finding and closing a mortgage can seem complex to most people who are looking to purchase or refinance a home. We have collected the most common questions asked by KeyNote Equity customers and business partners.

Why should I use KeyNote Equity versus other lenders or brokers?

KeyNote offers a full range of products and services, including standard loans, and difficult-to-place loans for borrowers with unique circumstances (jumbo loan amounts, self-employed borrowers). Founded by experienced professionals, KeyNote operates with integrity and confidence. KeyNote’s access to a wide range of mortgage products enables the company to meet the needs of many borrowers with efficiency and a commitment to finding the best mortgage solution for every borrower. Call us now toll free at 888.737.7562 for a free consultation.

How do I apply for a mortgage with KeyNote Equity?

It's easy. Please click on the Get Pre-Qualified link or call us toll free at 888.737.7562 to get started.

How long will the loan process take?

KeyNote Equity will process your loan from initial application all the way through to closing. We will guide you through the process and ensure we are meeting your expectations. The average time to complete the process from initial application to closing, should generally take less than 45 days.

What type of information is needed to start the application process with KeyNote Equity?

  • A completed Uniform Residential Loan Application and authorization for KeyNote Equity to pull your credit report. Please click on Get Pre-Qualified to start the process or call us toll-free at 888.737.7562 to speak with a Mortgage Specialist.
  • Your current gross monthly salary, paycheck stubs, W2 withholding forms for the previous two years or proof of employment and income verification.
  • 2 months of most current bank statements, all pages for all accounts.
  • Balance sheets and 2 years tax returns (if self-employed).
  • Estimated value of your property (an appraisal ordered by KeyNote Equity will be required and reviewed prior to final loan approval).
  • A purchase contract for the property (if applicable).
  • Other consumer debts: car loans, furniture loans, student loans and retail credit cards.
  • Divorce settlement papers (if applicable).

Please note: Other information may be required as deemed necessary by KeyNote Equity.

Who will be my primary contact at KeyNote Equity?

Your primary contacts will be with your assigned Mortgage Specialist and Loan Processor. To contact KeyNote Equity please click here.